₱ Monthly Withholding Tax Calculator PH Philippines
🇵🇭 Built for employees in the Philippines

Monthly Withholding Tax Calculator PH Philippines

Use this free monthly withholding tax calculator PH Philippines page to estimate your BIR monthly withholding tax, employee deductions, taxable compensation, and estimated take-home pay. It is designed for Philippine payroll use and follows the BIR monthly withholding tax table effective January 1, 2023 onward for compensation income.

The tool also includes optional automatic estimates for SSS, PhilHealth, and Pag-IBIG, with manual override fields when your employer uses a different payroll treatment.

Calculate now View BIR tax table

Calculate your monthly withholding tax in the Philippines

Enter your current monthly pay details below. Amounts are in Philippine peso (PHP).

Used as the main base for monthly payroll estimates.
Example: taxable allowances, commissions, overtime, or other taxable compensation.
Included in take-home pay but excluded from taxable compensation.
Optional label used in the result summary.

Contribution settings

Use automatic employee contribution estimates
Turn this off to manually encode SSS, PhilHealth, and Pag-IBIG values from your payslip.

How this Monthly Withholding Tax Calculator PH Philippines works

The calculator first adds your monthly basic salary and any taxable compensation for the month. It then deducts your employee-side SSS, PhilHealth, and Pag-IBIG contributions to estimate your taxable monthly compensation. That taxable amount is then matched to the BIR monthly withholding tax table to get your estimated withholding tax.

  • Best for regular monthly payroll in the Philippines.
  • Non-taxable allowances increase take-home pay but do not increase taxable compensation.
  • Manual mode is available when your company payroll uses different contribution values.

Why this tool is useful for Philippine employees

Many employees search for a monthly withholding tax calculator PH Philippines because payslips can be confusing. This tool gives a clean breakdown of gross pay, employee deductions, taxable pay, BIR withholding tax, and estimated take-home pay in one place.

It is also SEO-friendly out of the box, with semantic headings, meta tags, internal links, and schema markup for search engines.

BIR monthly withholding tax table used in this calculator

The calculator uses the monthly withholding tax table effective January 1, 2023 onward for compensation income. These are the monthly brackets built into the code.

Taxable monthly compensation Monthly withholding tax formula
₱20,833 and below ₱0
Over ₱20,833 up to ₱33,332 15% of the excess over ₱20,833
Over ₱33,333 up to ₱66,666 ₱1,875 + 20% of the excess over ₱33,333
Over ₱66,667 up to ₱166,666 ₱8,541.80 + 25% of the excess over ₱66,667
Over ₱166,667 up to ₱666,666 ₱33,541.80 + 30% of the excess over ₱166,667
Over ₱666,667 ₱183,541.80 + 35% of the excess over ₱666,667

Auto deduction assumptions in the code

  • SSS: employee share estimated using the 2025 5% employee rate and the minimum/maximum Monthly Salary Credit bounds, with a built-in manual override option.
  • PhilHealth: employee share estimated as half of the 5% premium using the ₱10,000 floor and ₱100,000 ceiling.
  • Pag-IBIG: employee share estimated at 1% up to ₱1,500 basic salary, otherwise 2%, capped using a ₱10,000 computation base.

When to use manual mode

Switch to manual mode if your payroll includes special tax treatment, retro pay, irregular supplementary compensation, custom SSS salary credit handling, leave adjustments, or if your official payslip shows different employee contribution amounts than the auto estimates.

FAQ: Monthly Withholding Tax Calculator PH Philippines

Is this calculator for employees in the Philippines only?

Yes. This tool is specifically designed for Philippine payroll and BIR monthly withholding tax estimates.

Does non-taxable allowance affect withholding tax?

No. In this calculator, non-taxable allowances are added to take-home pay but excluded from taxable monthly compensation.

Can I use my actual payslip deductions instead?

Yes. Turn off automatic estimates and enter the exact employee SSS, PhilHealth, and Pag-IBIG amounts shown on your payslip.

Is this a substitute for official tax advice?

No. This is an estimate tool. For final payroll treatment, always follow your employer payroll rules and official government guidance.

Source references used for the calculator logic